[peanut]

Thank you both for the info, it does change my misconceptions quite a bit. And now gives me a much better understanding of them. But mainly it does now opens up a few more options to what I can now do rather than just disregarding them completely.

Anything is better than bi-annually bills at the moment which is something do need to get out of so I will consider changing now. As for gas I'm happy with the dumb meter as I know I'm better off at the mo.